Managing your money is one of Adulthood’s Gen Eds. Essential for graduation, annoying to sit through, half the homework gets done, mistakes get made, and you might have to retake it several (sev-er-al) times at some financial sacrifice. That’s why we at the Phoenix made this little local banking cheat sheet for you. Bear in mind, credit unions are especially helpful to students because they can help build credit. A little extra research on the company website (all are listed) is helpful—knowledge is power, after all. Cash veritas!
Androscoggin Bank
ANDROSCOGGINBANK.COM
13 local branches
SPECIAL STUDENT OFFER: Blue Wave Access checking account waives the monthly $10 service fee as long as you get e-statements, havwe one direct deposit, and have 10 debit transactions each month
FREE CHECKING with minimum balance (no free checks)
MOBILE BANKING
FREE ATMS only at bank’s own machines
FREE ONLINE BILLPAY including to utility companies and individuals (for rent)
Bangor Savings Bank
BANGOR.COM
14 local branches
FREE CHECKING with no minimum balance (no free checks, but will buy your unused old checks)
MOBILE BANKING
FREE ATMS worldwide
FREE ONLINE BILLPAY including to utility companies and individuals
Bank of Maine
THEBANKOFMAINE.COM
32 local branches
SPECIAL STUDENT OFFER student credit cards available, depending on credit score
MOBILE BANKING
FREE CHECKING with no minimum balance (no free checks)
FREE ATMS nationwide
FREE ONLINE BILLPAY including to utility companies and individuals
Casco FCU
CASCOFCU.COM
3 local branches
SPECIAL STUDENT OFFER Free for ME Checking; get two refunds of overdraft fees each month
NO MOBILE BANKING
FREE CHECKING with no minimum balance (no free checks)
FREE ATMS only at bank’s own machines
FREE ONLINE BILLPAY including to utility companies and individuals
Coast Line Credit Union
COASTLINECU.COM
1 local branch
FREE CHECKING with no minimum balance (first check order is free)
MOBILE BANKING
FREE ATMS only at bank’s own machines
FREE ONLINE BILLPAY including to utility companies and individuals
C-Port Credit Union
CPORTCU.ORG
4 local branches
SPECIAL STUDENT OFFER College Club Account (free ATM fees) + Free for ME Checking ($10 iTunes gift card plus one fee a year refunded and free ATM fees)
MOBILE BANKING
FREE CHECKING with no minimum balance (free checks)
FREE ATMS at 200 SURF (surcharge-free) alliance machines statewide
FREE ONLINE BILLPAY including to utility companies and individuals
Cumberland County FCU
CUMBERLANDCOUNTYFCU.COM
5 local branches
SPECIAL STUDENT OFFER ME 24-7 Free for ME checking (sign up for e-statements, get 25 cents per statement they send you)
MOBILE BANKING
FREE CHECKING no minimum balance (free checks, with direct deposit, e-statements, and debit card)
FREE ATMS only at bank’s own machines
FREE ONLINE BILLPAY including to utility companies and individuals
Evergreen Credit Union
EVERGREENCREDITUNION.ORG
4 local branches
FREE CHECKING with no minimum balance (no free checks)
MOBILE BANKING
FREE ATMS at 200 SURF alliance machines statewide
FREE ONLINE BILLPAY including to utility companies and individuals
Five County Credit Union
FIVECOUNTY.COM
14 local branches
SPECIAL STUDENT OFFER Safety Net credit line for overdraft protection
MOBILE BANKING only by telephone
FREE CHECKING (no free checks)
FREE ATMS only at bank’s own machines
FREE ONLINE BILLPAY including to utility companies and individuals
